沪江

老百姓如何应对金融危机?

2008-11-12 15:15
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Billions of pounds have been wiped off the value of shares after recession fears sparked panic selling across the world. The experts say there is more pain to come - and everyone will eventually feel the impact of the market downturn.

经济衰退导致的恐慌性抛售导致股票市值被抹去了数十亿英镑。专家们说,这还不算完呢--最终,每个人都会感受到市场低迷的冲击。

I have shares, should I worry?
我是持股人,我该担心吗?

If you are still holding stocks and shares in individual companies you're either a hardy soul or have been burying your head in the sand as the markets have been jittery since the start of the year. "This is fairly late in the day - nervous investors will have already moved into cash or safer investments," says Martin Bamford, an independent financial adviser at Informed Choices.

如果您手中仍有个别公司的股票,不是心理承受力特强的话,那就是从年初市场动荡的时候开始就一门心思死扛了。马丁.班福特(Martin Bamford),Informed Choices公司的独立财经投资顾问说:“现在已经太晚了,稳健的投资者转成了现金或更安全的投资领域”。

BabyIf you do hold money in the market you need to decide if it is time to crystallise your losses, or if you have the stomach to sit tight and hope for a recovery. Parents who have invested their child trust fund (CTF) voucher in the stockmarket should not be too alarmed - there are years to go before the money can be withdrawn, or in the case of a stakeholder CTF is moved to safer investments, in which time the market could recover.

如果您在市场中持有资金,那割肉的时候到了;或者,您有安安稳稳坐等经济恢复的本事。向儿童信托基金投资(CTF)的父母无需太过担心--离取出这些钱还有相当长的一段时间,否则,若CTF的持股人把资金转到更安全的投资项目时,市场可能已经复苏了。

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