A: I would like to purchase some health insurance.

　　B: Have you ever purchased health insurancebefore?

　　A: I have health insurance now, but I want to lookinto other choices.

　　B: Do you know if you are interested in an HMO or aPPO?

　　A: Could you explain the difference to me?

　　B: To clarify it for you, with a PPO you pay more butyou get to choose your own doctor.

　　A: When I pay for a service, is the payment thesame for a PPO or HMO?

　　B: The payments are quite a bit higher for the PPO, but you can go anywhere you like.

　　A: How much will an HMO cost me per month?

　　B: Go to our website and fill in the questionnaire. Once we have all of your information, wecan give you a quote.